PDF (35k) Exclusions and Limitations: All Individual Plans
| Acupuncture |
12 visits per calendar year |
| Alcoholism |
Not covered |
| Ambulance |
$2,000 per calendar year |
| Cosmetic Surgery |
Not covered |
| Custodial Care and Rest Cures |
Not covered |
| Drug Abuse/Addiction treatment |
Not covered |
| Growth Hormone Therapy |
$20,000 per calendar year |
| Hearing Aids |
Not covered |
| Home Health Care |
130 visits per calendar year |
| Home Medical Equipment |
$2,500 per calendar year |
| Hospice |
6 months maximum |
| Marital and family counseling |
Not covered; family counseling covered as specified in the Mental Disorders benefit |
| Mental Health Treatment |
Inpatient: 8 days per calendar year
Outpatient: 12 outpatient visits per calendar year |
| Occupational Injury |
Provided for subscriber only |
| Rehabilitative Care (inpatient) |
$4,000 per calendar year |
| Rehabilitative Care (outpatient) |
$2,000 per calendar year |
| Skilled Nursing Facility Care |
30 days per calendar year |
| Smoking Cessation |
Not covered |
| Spinal Manipulation |
10 manipulations per calendar year |
| Sterilization |
Not covered |
| Temporomandibular Joint Disorder |
Not covered |
Waiting Periods
| Pre-existing conditions |
9-month waiting period |
| Transplants |
- $250,000 lifetime maximum
- 12-month waiting period
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This does not include all benefits, limitations, exclusions and other terms of coverage (such as eligibility and cancellation provisions) applicable to this plan. Please refer to a contract for a complete list and more in-depth explanation of benefits and the limitations and exclusions that apply.
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