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You have options for your care
Your doctor helps to determine your treatment, but you have choices that can affect your health, your care experience and your budget. Regence is here to help. We have collected powerful information and tools to help you know before you go to make smart decisions about your care. If you have questions, don't hesitate to contact us. Our award-winning Customer Service team is committed to helping you.
Start with these tips
Know whom
Choose an in-network provider
Regence contracts with doctors, hospitals, labs, clinics and pharmacies. These are the providers in your network. Each provider has agreed to accept your plan's contracted rate as payment for services. Their costs are usually lower than out-of-network providers, and they also agree to file claims for you and not bill you for charges beyond this set price.
Know why
An urgent care center may be a better choice than the emergency room
Unless you are experiencing dangerous or life-threatening symptoms, an urgent care center may be a good option for after-hours care. The wait time at urgent care averages only 20 minutes, vs. four hours or more at the emergency room. Your out-of-pocket cost—through copays or coinsurance—may also be lower.
Know where
Need to have surgery? Having a baby?
Where you go for treatment can greatly affect how much you will pay for care and the type of care you can expect. Learn about your options for medical procedures like surgery or childbirth. Read more.
Know what
Preventive care—bonus benefits in your benefits
Many preventive services—like yearly checkups, cancer screenings and vaccines—are included in your Regence insurance at no extra cost to you, and they help protect your health. Learn more about why preventive care is important to your health.
Know how
Save on prescriptions
Managing your prescription costs starts with understanding your health plan's drug list (also called the formulary). We can help you understand what a formulary is and how to use one in order to plan for your drug costs and get the best value. Read more.
Cost & value tools
Cost estimator
Learn about costs before you seek care. (Requires sign in.)
Pharmacy benefits and formulary
Get a list of the drugs and costs covered by your plan.
Find a doctor
Search for providers and read patient reviews. Sign in to see doctors covered by your plan.
Preventive care
Be sure to get all the benefits fully covered by your plan.