Medical coverage (Part B)

After you are Medicare eligible, you can choose to enroll in Medicare Part B.

Part B provides coverage for medically necessary services and preventive services. This coverage typically includes:

  • Doctor and clinical lab services
  • Outpatient and preventive care
  • Screenings, surgical fees and supplies
  • Physical and occupational therapy
  • Clinical research
  • Ambulance services
  • Durable medical equipment (DME)
  • Mental health
  • Getting a second opinion before surgery
  • Limited outpatient prescription drugs

If you enroll in Part B, you will be responsible for some costs:

  • Your monthly premium, which is usually deducted from your Social Security payment
  • Specific out-of-pocket expenses, such as your deductible and any cost share (copays and coinsurance) amounts

The federal government administers Part B. To learn more about Medicare Part B, including costs and how to enroll,, visit www.medicare.gov.

Last updated 10/01/2023
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