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Medicare Part D is administered by private insurance companies, such as Regence, that offer Prescription Drug Plans to cover prescription drugs.

If you enroll in Original Medicare, you can purchase a stand-alone Prescription Drug Plan (PDP) to help cover your prescription medication. Or, you can choose to enroll in a Medicare Advantage plan (instead of Original Medicare) that includes prescription drug coverage.

If you purchase a PDP, you may be responsible for paying a monthly plan premium. You may also need to pay either a copay or coinsurance amount for your prescriptions.

Some plans may also require you to meet a deductible before your benefits apply.

Learn more about how prescription drug coverage works.

Are you just aging into Medicare?

Unless you have creditable prescription drug coverage through an employer, a union, the VA or other entity, you must enroll in Part D when your become eligible (during your initial enrollment period when you turn 65). If you enroll late (after your initial enrollment period), you could end up paying late-enrollment fees down the road.

Last updated 10/01/2018
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