What is a copay?
If your plan includes a copay for office visits, then you're responsible for your plan's copay amount. Copays do not count toward your health plan's annual deductible.
Note: You may be responsible for more than a copay after a visit. Paying a copay doesn't automatically relieve you of the responsibility for paying your share of other services performed during the office visit. A copay usually pays for your office visit, or time spent with your doctor. Additional services, like diagnostics, a blood test or X-ray will probably be billed separately to your insurance company. Depending on whether you've already reached your deductible or out-of-pocket maximum, you may be responsible for some, or all, of the charges for that service.
Watch this short video to find out how your copay works.