Health insurance essentials

Whether you need help understanding health insurance or want tips to save money on your care, we’ll make sure you have all the information you need to make smart health care decisions. With Regence at your side, you can feel confident every step of the way on your health and well-being journey.

Understanding health insurance

Prior authorization

Coordination of benefits

ER vs. urgent care

Learn how prior authorization works

Sometimes procedures or prescriptions need to be approved before you receive them to get coverage from your plan. See how it works and which services require it.

Learn more

Coordinate coverage and save

Are you covered by Regence and another health insurance company? We can work with other insurers to prevent over-payments and make sure you receive the full benefits of your plans.

Get started

Know where to go for immediate care

When you need care right away, do you go to the ER, get urgent care or have a virtual visit? Understanding your options can help you make the best decision for your health and your wallet.

Be prepared

Saving money on health care

Save on medications

Discover some simple things you can do to cut down on your prescription costs.

Get tips

Estimate costs

Have a surgery or procedure coming up? Get an estimate based on your benefits.

Go now

Make a budget

Read our 5-step guide on creating a health care spending plan to control costs after you retire.

Learn how

Planning ahead

Medicare and working past 65

When you work beyond age 65, there are some Medicare rules and potential penalties to consider. Here’s what you need to know about delaying Medicare enrollment.

Learn more

Finding a primary care provider

As you get older, your health needs become more complex—so it’s important to find a trusted partner in health. Learn how to find a primary care provider that’s right for you.

See how

5 steps to prep for procedures

Whether you have major surgery or a minor procedure coming up, here are a few things you can do to save money and get back on your feet as soon as possible.

Read the steps

Disaster preparedness

When there’s an emergency, like a wildfire or an earthquake, having a plan is critical. Read on for tips and resources on how to stay prepared for when disaster strikes.

Be ready

We’re here for you

Need help understanding Medicare or planning for Medicare and have questions about your options? Sign in and chat online, or call us at the number on the back of your member ID card.

Last updated 10/01/2024
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