Health Insurance 101

Health insurance can be confusing. We’re here to help you learn how it works, starting from the beginning. From understanding health insurance to exploring ways to save on health care costs, we’ll make sure you have all the information you need to make smart health care decisions. With Regence at your side, you can feel confident every step of the way on your health and wellness journey.

Understanding health insurance

Explanation of benefits
Health savings accounts
Coordination of benefits
Your network
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Learn how to read your EOBs

EOB statements are complicated, and it can be tempting to ignore them. But EOBs have a lot of useful information about your health care costs. We’ll break it down for you.

See how

Get the most out of your HSA

An HSA is like a personal bank account just for your health care expenses. Learn how this tax-advantaged account can help you maximize your savings.

Coordinate coverage and save

Are you covered by Regence and another health insurance company? We can work with other insurers to prevent over-payments and make sure you receive the full benefits of your plans.

Find out why your network matters

What happens when you go outside your network? And how do you make sure you always stay in yours? Get answers to all your questions about networks.

Saving money on health care

Save on medications

Discover some simple things you can do to cut down on your prescription costs.

See how

Get discounts

Take care of yourself and save—with discounts on fitness devices, alternative care and more.

Estimate costs

Have a surgery or procedure coming up? Get an estimate based on your benefits.

Make a budget

Read our easy 5-step guide to creating a health care spending plan that makes sense for you.

Planning ahead

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Tips for college-bound kids

Have a child heading off to campus? Do they know where to go for care? Here are some things you can do to help your student stay healthy while they’re at college.

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Turning 26 and finding a plan

If you’re currently covered by a parent’s health insurance plan and going to turn 26 soon, here’s how to get started finding a health plan that fits your needs.

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Medicare and working past 65

Planning on working past 65? There are some Medicare rules and potential penalties to consider. The more you know, the more confident you’ll be when you’re ready to sign up.

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5 steps to prep for procedures

Whether you have major surgery or a minor procedure coming up, here are a few things you can do to save money and get back on your feet as soon as possible.

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Your benefits during an emergency

When there’s an emergency, like a wildfire or an earthquake, Regence offers extra support for your care and medication needs. Learn how we can help and how to stay prepared.

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We’re here for you

Need help understanding your benefits or health insurance costs? Sign in and chat online, or call us at the number on the back of your member ID card.