Your health plan should meet both your health care and budget needs, so don't choose based on price alone. Use the guide below to learn more about how to get the most from your coverage before you choose a plan.
If you need coverage now, make sure you qualify for special enrollment.
PLAN: The benefits that cover the cost of your care. Some plans are rich (they offer more comprehensive coverage) and others are lean (they offer more basic coverage).
NETWORK: The doctors, hospitals and clinics we've contracted with to provide care to our members at a discounted price.
COST-SHARING: How you and Regence both pay a portion of your medical costs. The most common forms of cost-sharing are deductible, copay and coinsurance.
Use in-network providers
We've negotiated discounted prices with our in-network providers. Your benefits are applied to the lower, discounted price—not to the provider's full rate for the care. Regence pays a larger portion of the discounted price, which means you pay less.
Find an in-network doctor
Use Find a doctor to look for in-network doctors near home or work. Once you're a member and you sign in to Regence, Find a doctor gives you personalized search results based on your plan and network.